Fleet Insurance Policies

Our extensive experience in fleet insurance could save you a fortune on your renewal

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How Fleet Insurance Policies Work

Flexible and Friendly

Connect Insurance offers a wide variety of fleet products to suit all manner of professional and domestic clients. Since 1989 we have built up a formidable reputation and presence in the fleet insurance market. Working closely with our panel of specialist insurers we are able to offer bespoke, tailored and dedicated quotes for all requirements of fleet operators and drivers thanks to the business relationships we have nurtured over the past three decades.

What vehicles can I insure on my fleet?

Many fleet insurance companies can only provide cover for fleets with five or more vehicles, however here at Connect Insurance we are able to accommodate as few as three. If you only require insurance for two vehicles, we could cover these as individual insurance policies rather than a fleet. It is common for fleets to comprise of many varying vehicle types including:

  • Cars
  • MPV’s
  • Vans
  • Minicabs
  • Minibuses
  • Trucks

Here at Connect Insurance we can cover you regardless of the makeup of your fleet operation, and provide bespoke reliable insurance to ensure you are protected in the event of any eventuality.

Which level of cover should I choose for my fleet?

Not only can we provide mix and match cover options for your vehicle types, we can offer the same for your level of cover. We understand that some fleets of vehicles have lesser valued vehicles that only require cover for third party damages, or perhaps fire and theft too, whereas the more valuable and prestige vehicles in your fleet could need to be covered comprehensively.

  • Mix and Match
  • Third Party Only
  • Third Party, Fire and Theft
  • Comprehensive

Mixing and matching cover is a common scenario, and one that Connect Insurance are happy to accommodate, putting our customers mind at ease and ensuring the insurance policy we provide matches up perfectly with the clients business operations.

What are the driver restrictions on a fleet insurance policy?

Fleet operators will understand the frustration and energy required for managing their team of dedicated drivers and ensuring that all regulatory and legal requirements are adhered too. Connect Insurance can provide cover for drivers over 21 years old as standard and can cover younger drivers on referral depending on other risk factors; all drivers that we insure must have held their Full UK Licence and also been resident in the UK, for a minimum of two years. We are able to offer cover for fleets with drivers specified per vehicle, or alternatively Any Driver using any vehicle solutions (commonly Any Driver Over 25 or Any Driver Over 30).

  • Drivers over 21 years old as standard
  • Drivers under 21 years old on referral
  • Drivers with a Full UK licence for 2 years
  • Drivers resident in the UK for 2 years
  • Any Driver cover (over 25/over 30)

Where cover is only required for a driver to drive their own vehicle, and if drivers have held their local authority taxi badges for a notable time, there will be further savings to make on your insurance premium through Connect Insurance.

Do I earn no claims discount on a fleet insurance policy?

As a fleet operator or driver, you will likely already know that you do not earn no claims discount/no claims bonus on a Fleet insurance policy – instead you earn Fleet Insurance Claims Experience which is an indication of how long the company has been operating as a fleet provider, the size and performance of the fleet, and the frequency of incidents (claims) under the insurance. This is known as being “Fleet Insurance rated” and Connect Insurance are only able to provide a quotation where Fleet Insurance Claims Experience can be provided for at least the past two years; this criteria allows us to foster positive relations with all of our insurance providers and not put their financial position at risk, or jeopardise our highly competitive rates by damaging our reputation with our strong insurance panel.

How easy is it to arrange fleet insurance?

The quotation provided by Connect Insurance will be sourced from a wide panel of insurance companies, each of whom we hold close business relationships with. We are not an aggregator website, and all of the insurance companies we approach are those we have established and nurtured relations with since the late 1980’s.
Connect Insurance are able to offer immediate cover once you are happy with your quotation, and can offer flexible payment options thanks to our partnerships with leading insurance underwriters, third party agencies and dependable finance providers. If you would like to discuss your taxi fleet insurance and receive a free no obligation quote, do not hesitate to give our experienced staff a call, or simply complete the form below.