What is mini fleet insurance?
As a specialist fleet insurance provider with close to 3 decades of experience in the industry, we are well used to handling the insurance needs of clients with fleets containing hundreds of vehicles – but can businesses with small fleets benefit from our services too?
Of course they can – fleet insurance can be suitable for fleets containing upwards of three vehicles in total, in the form of mini fleet insurance.
Mini fleet insurance is a specially designed service which aims to meet the needs of the smaller business fleet. What constitutes a ‘mini fleet’ can vary depending on the type of vehicles you own and the type of cover you’re looking for, but generally speaking they are made up of 3+ vehicles which are used for purposes relating to your business’s operations.
Certain industries are more likely to have need of mini fleet insurance than others, and we commonly provide this type of cover for:
- Self-employed tradesmen
- Small taxi companies
- Schools and colleges
- Courier services
- Small local businesses
Mini fleet insurance with Fleet Compare offers versatile and flexible cover which is geared towards the needs of the small business fleet.
Is mini fleet insurance right for my business?
If you are in need of fleet insurance for 3+ vehicles, you could well qualify for mini fleet insurance. There are several benefits you may enjoy when opting for this kind of fleet insurance with Fleet Compare, the most obvious being the fact that all your policies are consolidated into one more manageable policy. This means that you will only have one renewal date to keep in mind.
Insuring and renewing insurance for the vehicles in your fleet separately can be time consuming; those who use specialist combined fleet insurance for their vehicles will know that this is a process that can save you a lot of time, and can help reduce the financial costs of your business’s administration; this can go on to improve transparency in your company, as well as streamlining operations at renewal time.
Why is mini fleet insurance so important?
It is a legal requirement that all of the vehicles in your fleet are appropriately insured, and this extends to your drivers too; they must be properly listed and all risks must be accounted for. This is where the expert knowledge and experience of our team comes in to play; we take the time to understand how your mini fleet operates, allowing us to inform our panel of trusted insurers of your needs. Our insurers will then let us know their most appropriate policy, and we will personally compare them for price and cover benefits.
Mini fleet insurance with Fleet Compare allows you to choose from three different levels of cover for your fleet vehicles, tailoring the policy on a bespoke basis. This is especially ideal if your fleet contains a mix of different vehicles of different values. See the example below:
- Insuring top of the range and new vehicles in the fleet on a fully comprehensive basis may be recommended
- Cheaper and older vehicles which would be harder to replace can be protected on a third party, fire and theft basis, meaning the vehicle is only protected against fire damage and theft, but all other road users will be covered should your fleet vehicle be involved in an incident
- Third party only cover protects other road users, but does not offer any protection for your fleet vehicle and therefore is ideal for old and easily replaced vehicles
- Additional extras such as legal cover can be added, depending on the insurer’s terms and conditions
Insuring your mini fleet with Fleet Compare
You and your mini fleet are in the safest hands when you opt to take out your mini fleet insurance with Fleet Compare. With almost 30 years of in-depth industry know-how, you are guaranteed an efficient and dedicated service, with support available by telephone or online should you need it.
If you feel that our mini fleet insurance services can benefit you, please do get in touch with us either by phone or online by filling in our quick quote form. We are always happy to discuss your insurance needs, and can offer you our expert advice at any point during your policy, as well as supporting you at renewal times and if you ever need to make a claim.